What To Look For In An ERISA Lawyer

If you are having problems with your disability claim you are going to need to make sure that you get a lawyer to help you as according to a San Jose ERISA life insurance attorney. A good lawyer is going to ensure that your claim gets through faster and it will be easier to take care of your claim. If your claim has been denied you need to get help from a good lawyer right away. The right lawyer is going to help you get your claim approved and file a lawsuit if needed so you can get your money.

Image result for What To Look For In An ERISA LawyerIt is hard to deal with the insurance companies and you won’t be able to deal with them on your own. You need a lawyer to help you. The right lawyer is going to work hard on your case and they are going to make sure that you get your case approved faster. The lawyer can help you with every aspect of your ERISA claim.

You might want to have a lawyer file a claim for you because it is more likely that the claim is going to be approved. The lawyer knows what to do and they know how to file a claim effectively so it gets approved. The insurance company is going to listen to a lawyer and they are not going to listen to you so you need to get a good lawyer to help you.

The right lawyer is going to help you take care of all of your legal issues and it is going to be much easier to get approved when you start working with a good lawyer. If you have been having problems and you can’t get anywhere with the insurance company you need a lawyer to work with you. The lawyer is going to work hard to ensure that your claim gets through and that you don’t have to deal with a lot of issues.

You want to make sure that the lawyer has a good track record. Your first consultation is free and you need to make sure that the lawyer is upfront and clear about any fees so you know what to expect. A good law firm is going to keep you up to date about the progress of your case and will explain what is happening as things progress. It is important to work with a law firm that has had a lot of success fighting ERISA claims.

Should You Retain A Lawyer

Recently, a United States law firm settled a client’s lawsuit against a life insurance company who decided to terminate the clients long-term disability benefits. The lawsuit claimed that the insurance company prematurely terminated the clients disability benefits explained a Los Angeles ERISA life insurance attorney. The client’s residence was located in New Jersey but the life insurance company was located in the downtown section of Indianapolis. The law firm was able to represent the client in Indiana since the life insurance company was incorporated under Indiana law. The case was filed in a federal district court that was under the umbrella of the Southern District of Indiana.

The client was an accounts manager for an insurance broker. She was an employee for the broker since 2008. Image result for lawsuit against the insurance companyIn December 2012, she became disabled and was unable to work any more because of severe cervical stenosis and a lumbar radiculopathy. These two conditions resulted in ongoing fecal incontinence along with chronic pain. Her doctors were able to provide her with medical proof that she would not be able to continue working because of these medical impairments.

The disability insurance policy from her employer stated that she would be compensated if she was ever unable to continue her job due to illness or injury. The insurance company paid the clients short-term disability benefits and long-term disability benefits. After 24 months, the insurance company claimed that the disability was caused by a mental impairment and therefore the disability insurance policy would only cover the benefits for a 24 month period.

There was fine print in the insurance policy that stated that if a disabling condition was considered to be a mental impairment then the benefits would only last 24 months. However, the doctors records and reports established that the client was suffering from what they originally stated, chronic lumbar and cervical back issues.

After appealing the decision with the insurance company unsuccessfully the law firm filed a lawsuit against the insurance company. The insurance company provided various submissions on why this woman could have actually returned to work. The judge in the case decided to get the two parties together so as to resolve the case prior to further litigation. This resulted in a settlement that was mutually satisfying to all parties. At this point, the client dismissed her lawsuit against the insurance company.

If anything like this ever occurs to you it is important to contact a reputable and experienced law firm for a free consultation.